Common workers’ compensation claims

On Behalf of | Sep 9, 2019 | Workers' Compensation |

One of the rights employees have is the right to work in a safe environment. However, depending on the occupation, there may be many risks associated with the job, and this can lead to injury. While injuries of any kind may occur, there are some that are the most common, and the employee should be able to file a workers’ compensation claim to recover damages and lost wages.

According to the Insurance Journal, there are five injuries that top workers’ comp claims, and they happen over a variety of industries. Sprains and strains are the most common injury, and victims miss an average of 57 workdays because of them. Punctures or cuts came in second most common, with an average of 24 missed workdays, and they occur most regularly in small businesses.

Contusions came in third, while fractures and inflammation tied for 5% of insurance claims. Those two injuries also result in the highest number of lost workdays, with fractures needing around 78 days and inflammation needing about 91 days for full recovery.

As far as causes of these common injuries, they include, from the least frequent to most frequent:

  • Overuse
  • Tools
  • Being hit by an object
  • Falls, slips and trips
  • Material handling

According to the U.S. Department of Labor, injured employees may take advantage of the workers’ compensation program, as long as the employer participates. This program typically compensates for a variety of things, including medical treatment, lost wages replacement and vocational rehabilitation. Dependents may also receive benefits for workers who suffered a fatal injury.