When you hear about spinal cord injuries, you might imagine catastrophic accidents that leave drivers paralyzed or falls from high places. While motor vehicle accidents and falls are the bulk of the annual occurrences of SCIs, there are plenty of ways to hurt your spinal cord on the job.
SCIs do not have to result from you driving on the job or falling off of scaffolding. It might be as innocuous as lifting something heavy without the right equipment. When that happens, it is important to understand how workers’ compensation helps you proceed through the injury and recovery.
Initial injury treatment
According to SpineUniverse, workers’ compensation covers the injury costs outside your usual deductibles. This may include doctor visits or even surgery, depending on the severity of the injury. If you cannot continue working while you recover, workers’ compensation may afford you a portion of your usual pay.
When an SCI leaves you permanently injured, whether by paralysis or nerve damage, initial surgery and physical therapy may not be the end of things. Accessibility tools to help you work around any disability derived from a workplace injury may have coverage options under workers’ compensation.
Options when coverage stops
Workers’ compensation may seem complex. If you receive a workplace injury, there may be several steps to take and a process to adhere to in order to remain covered. If workers’ compensation ceases coverage, there are ways to appeal for your full financial compensation.
Whether your SCI is the result of a serious accident or a condition developed from years of repetitive stress, you have rights and options with regard to workers’ compensation.